Pensions
Decisions you only get to make once.
Pension decisions are largely irreversible. Transferring out of a defined benefit scheme, choosing drawdown over annuity, consolidating into the wrong wrapper — each can cost you a decade of retirement income.
Try our retirement calculatorOur Pensions Services
Expert Guidance for Every Situation
Choose the area you'd like to explore. Every recommendation starts with a no-obligation conversation.
The value of pensions & investments and any income from them can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Pension consolidation advice is available. If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.
How We Work
A simple, transparent process
Initial Consultation
We discuss your goals, circumstances and budget in a no-obligation meeting.
Market Search
We search across our panel of lenders and providers to find what genuinely fits your circumstances.
Clear Recommendation
We present options with full cost breakdowns and a written recommendation.
End-to-End Support
We handle paperwork and liaise with lenders, insurers and providers until completion.
Ready to talk pensions?
No-obligation consultation with an FCA-regulated adviser.
The value of pensions & investments and any income from them can fall as well as rise and you may not get back the original amount invested.