Should I consolidate my old pensions into one pot?

Sometimes — but not always. Some older schemes have guarantees worth keeping. We'll review each pot in detail and write to you with a clear recommendation either way before any transfer is arranged.

When can I take my pension in Eastbourne?

Normal minimum pension age is currently 55, rising to 57 from 6 April 2028. We'll model the impact of taking benefits earlier or later on your long-term income.

Is drawdown safer than an annuity?

Neither is universally safer — they manage different risks. Annuity removes investment risk but trades flexibility; drawdown keeps flexibility but exposes income to markets. We'll model both for your situation.

Do you cover the whole of East Sussex?

Yes — our adviser in Eastbourne meets clients across East Sussex either face-to-face, by phone or by video, depending on what you prefer.

Local pension advice

Pension Advice in Eastbourne

Retirement planning, pension consolidation, drawdown and at-retirement advice — provided by an FCA-regulated pension adviser based in Eastbourne, East Sussex.

Your local advisers

Mathew Smith
Eastbourne, East Sussex
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Pensions Advice in Eastbourne

Pensions are the single largest financial asset most people in Eastbourne will ever own — and the rules around them change almost every Budget.

The Eastbourne Pensions Picture

We help clients make sense of what they've already built up, what it's likely to pay in retirement, and what to do about it now.

Local Context for Pensions in Eastbourne

Across Eastbourne and East Sussex we advise on consolidating old workplace pensions, choosing between annuity and drawdown, managing the tax-free cash decision, and structuring withdrawals to stay below tax thresholds.

Working With a Local Pensions Adviser in Eastbourne

Every recommendation is built around your retirement income goal, not a product sale.

How We Can Meet in Eastbourne

Pension advice is FCA-regulated and your written suitability report sets out every charge, the rationale, and the risks. Pension benefits can fall as well as rise and depend on factors including future investment performance.

Whether you need retirement planning in Eastbourne, pension consolidation in Eastbourne or pension transfers in Eastbourne, our pensions advisers can talk it through with you in Eastbourne. We also advise clients as pensions advisers in Barnet, Boston and Deal.

The value of pensions & investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Pension consolidation advice is available. If you hold a Defined Benefit Pension Scheme or Defined Contribution pension with a guaranteed minimum pension or income, any advice you receive will be through a dedicated referral advice service and a specialist within our network.

Specialisms

Pension services we provide in Eastbourne

Common questions

Pensions advice in Eastbourne — FAQs

Should I consolidate my old pensions into one pot?: Sometimes — but not always. Some older schemes have guarantees worth keeping. We'll review each pot in detail and write to you with a clear recommendation either way before any transfer is arranged.
When can I take my pension in Eastbourne?: Normal minimum pension age is currently 55, rising to 57 from 6 April 2028. We'll model the impact of taking benefits earlier or later on your long-term income.
Is drawdown safer than an annuity?: Neither is universally safer — they manage different risks. Annuity removes investment risk but trades flexibility; drawdown keeps flexibility but exposes income to markets. We'll model both for your situation.
Do you cover the whole of East Sussex?: Yes — our adviser in Eastbourne meets clients across East Sussex either face-to-face, by phone or by video, depending on what you prefer.

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