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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most buy to let mortgages are not regulated by The Financial Conduct Authority.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.
Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries.
Kevin Manktelow
Practice Principal
Kevin is the business owner and started the business in 1993, having previously worked in the Horticultural Industry.
Kevin was raised in the Weald Of Kent and currently lives in Whitstable.
Apparently he has no time for hobbies, but can often be seen locally walking his Labrador.
Amanda Allingham
Financial Adviser
Amanda lives in Bournemouth with her husband. They enjoy local beach life and are fans of football and athletics.
Amanda started her career in Financial Services in 1994 with Abbey National moving to Santander and Lloyds Plc in both mortgage advising and underwriting.
Her focus is on delivering a truly professional, timely and seamless service from application through to completion.
Amanda is naturally approachable and very thorough so you can ask her all the questions you need before she arranges your mortgage and any associated life insurance products.
Anna Andrews
Financial Adviser
Anna Andrews joined financial services in January 2017.
After successfully passing four financial exams she specialises in mortgages and protection.
Anna is currently studying to achieve a Diploma in financial services.
Anna has 3 children, she enjoys her family time and socialising with friends.
Courtney Barbour
Financial Adviser
I started my career in the financial services industry 16 years ago now, starting out with Bradford and Bingley before it was taken over by Santander
I have always had great job satisfaction in both helping my customers save themselves money and helping them reach their financial goals, being able to channel that through mortgage and protection advice (which is normally the biggest financial decision and commitment you will ever have) is a great feeling!
My customers often tell me that I make what can feel like a complicated, formal process, warm, friendly and human which is what I pride myself on.
I live in Hertfordshire with my husband and 2 year old son. When I’m not working you’ll find me spending time with my family. I would say my hobby is ‘holidaying’ as soon as I’m back I’m planning the next one!
Craig Blundy
Financial Adviser
Craig joined the Financial Services Industry in 2004 where he worked for Lloyds Bank for 11 years, before joining Aitana Financial Services.
He currently specialises in Mortgage and Protection advice for individuals and businesses.
Craig was born and raised in Sittingbourne and now lives in Rainham with his wife and two children.
He likes to play golf in his spare time.
David Pettitt
Financial Adviser
I have been in Financial Services for many years, offering professional, friendly and personal advice. I have a wealth of knowledge and experience which allows me to assist in achieving my clients’ goals. The aim is to be honest, efficient and approachable, helping people to attain their dream homes.
I live in Watford, with my wife and 5 year old son. I enjoy spending as much time as I can with the family, whilst I also enjoy a round of Golf.
Mobile. 07855 358840
Email. david.pettitt@aitana.co.uk
Toby Cobb
Financial Adviser
I have worked in financial services for over 12 years and provide broad based advice, to all generations, helping them with practical solutions to the financial issues that concern them most. My advice covers almost all areas of wealth management including, retirement planning, wealth protection, savings and investments.
I became a financial adviser because I have a passion to help people make sense of their finances. I love building relationships with my clients and their families, to help them provide the foundation for their financial futures. In my spare time, I love cycling, and recently have completed a number of overseas charity cycles, for the Openwork Foundation Cares for Kids. I am also a keen mini-breaker!
Harry Cushion
Financial Adviser
He currently specialises in Mortgage and Protection advice, both for individuals and businesses.
Harry Lives In Taunton, Somerset with his Wife and Son and spends his spare time running around after a toddler and generally enjoying family life.
When he manages to get some time to himself he enjoys Cycling his bike too far away and up hills that are far too steep.
Kris Dabner
Financial Adviser
He currently provides advice on Mortgages, Protection, Pensions and Investments both for individuals and businesses.
When Kris isn’t at work he can usually be found either riding his horse, Vogue or walking his dog, Riley and if the opportunity arises spending time with his Wife.
Richard Davis
Financial Adviser
In September 2018 Richard relocated back to Somerset to open the South West office of Aitana supporting the growth of the business and the new advisers joining our team.
In his free time Richard plays for The Somerset Wyvern American Football team based in Taunton
Sarah Chittenden
Financial Adviser
Hi, I’m Sarah – I am a mortgage and protection adviser, with over 20 years’ experience in the housing & financial services sector. I am committed to giving best advice and providing a bespoke service to clients, enabling them to achieve their goals – whether purchasing or re-mortgaging.
I am also an approved foster carer and live with my long-term partner, Peter & teenage son, Rhys. We love the great outdoors and enjoy walking with our little dog Teddy. As a family, we enjoy short breaks away and days out.
Madison Edwards
Digital Marketing Executive
Tel. 01795 435094
Email. madison.edwards@aitana.co.uk
Ally Fang CeMAP
Financial Adviser
Tel. 07946223275
Email. ally.fang@aitana.co.uk
Alan Fletcher
Financial Adviser
He lives in Folkestone with his wife and son, and when time permits can be found at concerts, festivals, or travelling the US. An avid film buff – don’t get him started on movie talk!
Tel. 01795 435094
Mobile. 07823 440028
Email. alan.fletcher@aitana.co.uk
Orrelle Fletchman
Financial Adviser
Orrelle is a Seasoned and professional Mortgage & Protection Adviser based in Manchester serving the whole of the UK.
He has worked within the financial services industry for a number of years, helping families get the right things in place. I have now joined Aitana Financial Services where I am known for my passion and delivering exceptional levels of service and helping my clients realise their goals no matter how complex.
In Orrelle’s free time he enjoys playing sports (Badminton, Roller Hockey, Football) and staying active in the gym.
Please get in touch if you would like a review of either your mortgage or protection needs. I am able to arrange appointments to suit you, at your home or office, including evenings.
Tel. 07387 187108
Email. orrelle.fletchman@aitana.co.uk
Katia Ghambaryan
Financial Adviser
A graduate of University of Central Lancashire, Katia used her Criminal Investigation degree to form the earlier years of her career. She enjoyed successes in the law enforcement field, working within the Aviation Security Sector, then moving into a successful role with Greater Manchester Police.
Katia is fluent in Armenian and can get by with her knowledge of Italian and Russian. She has used these skills in translator roles too. In more recent times, Katia has found a passion in finances, and revels in finding the best deals in all aspects of her own financial life. She uses this same passion to give the best advice to customers, and enthusiastically searches to find them the most appropriate deal.
Alan Gledhill
Financial Adviser
Daniel Hawker
Financial Adviser
I love sports, especially football, rugby and UFC.
I like to spend my time off with my partner and 10 month old little lad.
Tel. 01795 435094
Mobile. 07496 128972
Email. daniel.hawker@aitana.co.uk
Michael Hawkins
Financial Adviser
When he’s not busy helping clients, he likes to play guitar, spend time with friends & family, and collect useless facts along the way.
Nathan Higginson
Financial Adviser
After 20 years in the Automotive Industry, I decided to join the Financial Sector and now work with Aitana Financial Services where I am passionate about delivering exceptional levels of service and helping my clients realise their goals.
Please get in touch if you would like a fee-free review of either your mortgage or protection requirements/needs. I am able to arrange appointments to suit you, at your home or office, including evenings.
Nigel King
Financial Adviser
He has held numerous positions throughout his career including senior management roles.
He has a wealth of knowledge in protection and now specialises in Mortgages and protection.
Nigel is based in Ipswich and in his free time enjoys travel and watching football when time allows.
Cheryl Law
Financial Adviser
I joined the Financial Services industry in 2017 after raising my family and have worked for the Buy to Let Business and Just Mortgages. I have qualifications in Mortgages, Equity Release and Regulated Customer care.
I have a passion for helping people and trying to save them money and I am very passionate on protecting families, their businesses and their Legacies
My spare time is spent with our families and children. We enjoy BBQ’s, days out and trying new things.
Craig Mackay
Financial Adviser
Craig qualified as an Independent Financial Adviser in 1990 – having joined the financial services industry in 1987.
Craig was born in Dundee, however moved to study accountancy in Coventry in the 1980’s.
Craig currently lives in Sittingbourne, Kent, and regularly travels to Scotland to visit clients and family.
Craig has three children, three step daughters and two step grandkids. His hobbies mostly revolve around his two dogs, Beatrice the Schnauzer and Betty the Romanian Rescue Poodle.
Interesting fact, Craig’s second language is Danish.
Mobile. 07969 838279
Email. craig.mackay@aitana.co.uk
Anna Magryta-Urban
Financial Adviser
In my spare time I like reading and I enjoy walking alongside the river Thames in Hammersmith. Together with my husband, daughter and our cat we love exploring the beauty of little towns and villages across the UK.
Surinder Mangat
Financial Adviser
Having researched various Financial Advice companies, she chose to join Aitana in January 2020 as she could see that they are truly client focused, transparent and have the same work ethics she values.
She gets enormous satisfaction from knowing and seeing people that she has provided advice and recommendations to:
How it helped them to; move home, carry out home-improvements, fulfil dreams and most importantly to have the protection to give them the peace of mind for themselves and their families for unfortunate events in life that may happen.
If you are considering any form of financial advice, it is important to speak to somebody who is honest, knowledgeable and understanding in order to obtain the right advice to meet with your personal circumstances, current needs and future plans.
Surinder is based close to Heathrow Airport with easy access to public transport and major motorway links. She has two grown-up children, and enjoys spending time with her grand-children, photography, travelling, dressmaking and is an active member of the Lions Club of Windsor.
Stephen McMillan
Financial Adviser
He feels that helping others get what they need/want is pivotal and if that can be in an easy-to-understand manner with excellent communication then even better.
In his spare time, you may be able to find him cycling along the coast and going for a swim at his local tidal pool down in sunny Margate, Kent
Tel. 01795 435094
Mobile. 07379 180754
Email. stephen.mcmillan@aitana.co.uk
Tendai Andrew Muti
Financial Adviser
Initially trained as an Economist, he opted to eventually focus on Financial Advisory work, which he enjoys to bits. He has worked in Southern Africa, Costa Rica and the United Kingdom.
Away from work he enjoys gardening and travelling.
Peter Opoku
Financial Adviser
Peter has a wealth of Management knowledge and experience in the Public Sectors as well, where he enjoyed the challenges of exceeding customer expectations .
He specialises in giving Mortgage and Protection Advice, and enjoys finding solutions to clients situations.
He lives in London with his wife and four children, he enjoys reading and spending time with his family
Adetoun Oyedipe
Financial Adviser
She specialises in Mortgage and Protection advice, both for individuals and businesses.
Adetoun is based in London.
She enjoys travelling and working with Charities.
Tracy Palmer
Financial Adviser
She has been employed with several UK Banks / Buildings Societies and an Estate Agents.
She joined Aitana in February 2019 to specialise in Mortgage and Protection Advice.
A single mum with two lovely children , who are her world, as well as a love for sailing and supporting Tottenham Hotspur!
There is also room for a few quizzes and some History.
Tel. 01795 435094
Mobile. 07456 755657
Email. tracy.palmer@aitana.co.uk
Arun Patel
Financial Adviser
In April 2008 to December 2018, I became the director of a wholesale Beverage company. I oversaw a sales team and developed strategies to contribute to the growth, profitability and success of the company.
From December 2018 to when I joined Aitana, I loved travelling to America, Europe and India.
With all my experience combined, I pride myself in cultivating honest and trustworthy relationships with clients, and I am detail-oriented and work hard to provide clear and concise financial knowledge. I will do my best to ensure a client’s personal needs and the current situation can support their future financial plans.
I am based in Leicestershire. Outside of work, I enjoy life’s simple pleasures. I enjoys going on long daily strolls with my wife. In addition, I like to explore the craft beer scene, especially when I get to travel and visit my daughter in Amsterdam. Finally, I have been a lifelong supporter of Leicester City Football Club, so a nice cold beer in front of a Leicester City game is a real win for me.
Kevin Peate
Financial Adviser
He has held numerous positions throughout his career including senior management roles.
He has a wealth of knowledge across General Insurances and now specialises in Mortgages and protection.
Kevin is based in Kent, married with 2 children and enjoys travelling and taking trips abroad and camping in his VW Campervan.
Paul Purkess
Financial Adviser
He has spent time working for banks and other advisory companies advising both personal and corporate clients mainly covering Pensions, Mortgages and Protection.
He is currently concentrating on building the mortgage and protection side of Aitana.
Tel. 01795 435094
Mobile. 07974 718491
Email. paul.purkess@aitana.co.uk
Eugene Rajaratnam
Financial Adviser
He is originally from Colombo Sri Lanka. Married with two grown up children he currently resides in Wembley South West London.
Before joining Aitana he worked for law firms for over 25 years as a management accountant.
He very much enjoys his current role as a financial adviser and is always very happy to go the extra mile to help the people he serves.
Away from work , he plays club cricket and is an ECB Middlesex cricket league umpire.
Leon Roberts
Financial Adviser
He had worked in Manufacturing for 25 years and took a complete career change and studied his qualifications in Mortgage and Protection and also Equity Release.
He is born and bred in the Valleys of South Wales and has a son and step daughter.
Leon plays and watches Football and Golf and enjoys sport in General.
Jeremy Smith
Financial Adviser
I enjoy the outdoors, living within view of the Medway estuary. I also enjoy cooking and baking (my chocolate brownies and carrot cakes are to die for).
Tel. 01795 435094
Mobile. 07885 244161
Email. jeremy.smith@aitana.co.uk
Allan Stark
Financial Adviser
Louise Warneford
Financial Adviser
Louise had a successful career in the Armed Forces which spanned over 22 years.
On leaving the Armed Forces Louise decided to have a change of career and followed her passion for Financial Services, successfully passing her CeMAP qualifications in 2019.
She is very passionate about helping clients on to the property ladder.
Louise’s experiences in the armed forces, taught her the importance of protection and she is extremely passionate about helping clients chose the right protection for their needs.
Louise has one young son, 2 grown up stepdaughters and 2 grandchildren. She enjoys spending time with the family and taking their pet jack Russell on long country walks as well as camping, hillwalking and cycling
Tel. 01795 435094
Mobile. 07943 450084
Email. louise.warneford@aitana.co.uk
Darren Woodhams
Financial Adviser
He was born and raised on the Isle Of Sheppey and now lives in Walderslade with his partner and daughter.
In his spare time he enjoys sports and attending music concerts
Shaunagh O'Shea
Administrator/Financial Adviser
Tel. 01795 435094
Email. shaunagh.oshea@aitana.co.uk
Mike Barns
Financial Adviser
Mike has spent 20 years managing power generation facilities and his own property portfolio. In 2023 he changed careers and he became qualified in the financial sector, now Mike specialises in mortgage and protection advice.
He lives in Ashford, Kent and when he isn’t taking his French Bulldog “Boris” for a walk in the woods he can be found in his local gym talking to other members about mortgages in the pool and sauna!
Tel. 07305 396397
Email. mike.barns@aitana.co.uk
Victoria Quartey
Financial Adviser
Tel. 07860 830637
Email. victoria.quartey@aitana.co.uk
Jon Collinge
Financial Adviser
Jon is a Mortgage & Protection Advisor based in Farnborough, Hampshire.
He started his career at a Building Society before taking on a variety of roles at a major mortgage lender. In addition, he has experience working within the Housing and Property sector.
Jon is passionate about giving great service to his customers and gets satisfaction from helping people to meet their financial goals.
In his spare time, he enjoys sport and reading.
Tel. 07770 177976
Email. jon.collinge@aitana.co.uk
Robert May
Financial Adviser
Having started work within the finance sector back in 2017, I have been on an exceptional journey and dealt with clients from all walks of life.
There is no greater feeling than knowing you have been an integral part of helping your client, either purchase their first home, move home, purchase an additional property or remortgage on to a new rate.
I love hitting the gym, keeping fit, and of course following my local football team (greatest on the south coast).
Tel. 07590 019855
Email. robert.may@aitana.co.uk
Rahul Trivedi
CeMAP
Financial Adviser
Rahul is fully CeMAP qualified and joined the industry in 2021 after having completed his undergraduate degree from the London School of Economics (LSE) in 2019. No matter your circumstances, he will provide mortgage advice tailored to your individual needs to help you achieve your goals.
He enjoys taking the stress away from you and will guide you throughout the whole process from the start to finish, ensuring you obtain the most suitable Mortgage possible.
Outside of work, Rahul’s hobbies include keeping fit, travelling, spending time with his dog and playing sports, such as Football and Cricket.
Tel. 07852 153232
Email. rahul.trivedi@aitana.co.uk
William Jennison
CeMAP
Financial Adviser
I am William, a mortgage and protection adviser. I am here helping you on every step of the way, from you finding your potential home, to the day you hang your family photos in your new home.
Beyond mortgages, I understand the importance of protecting what matters most. That’s why I also specialise in providing protection advice, helping clients secure the right insurance policies to safeguard their homes, income, and loved ones against life’s unexpected twists and turns. I firmly believe in the power of education and transparency. Throughout the process, I make it a priority to empower my clients with knowledge, financial concepts and guiding them through every step of the mortgage and protection journey with clarity and confidence.
Tel. 07727 001124
Email. william.jennison@aitana.co.uk
Ryan Harika
CeMAP
Financial Adviser
Tel. 07739 06304
Email. ryan.harika@aitana.co.uk
Rupinder Innes
CeMAP
Financial Adviser
I am passionate about finding the best solutions for my clients’ Mortgage and Protection needs and look forward to building trusting and lasting relationships with them. I help my clients understand the products they choose and give them the right advice that will benefit them in the long run.
I have a background in both public and private sectors, and I have been working in the Financial Services industry for 5 years. I joined Aitana Financial Services to help clients with all their Mortgage and Protection needs. The best aspect of being an adviser is knowing you have helped a client with their immediate needs and given them the tools to safeguard themselves and their families for the future.
I am married with two children and live in Cambridgeshire, I love visiting different places, reading, and spending quality time with my family and friends.
Tel. 07394 070396
Email. rupinder.innes@aitana.co.uk
Rebecca Yansen
DipFA
Financial Adviser
I am extremely passionate about helping empower people with their personal finances and financial planning. I offer friendly, valuable and tailorised financial advice across all areas of financial planning, including: financial protection, pensions, retirement planning, savings & investments and estate IHT planning. I am committed to delivering a high level of service to clients as well as always going above and beyond and the extra mile to do whatever is best for the client.
I live in Watford; Hertfordshire and I am a mother to a lively 5 year old boy!
Tel. 07930 592104
Email. rebecca.yansen@aitana.co.uk
Stuart Howieson CeMAP CeRER
Financial Adviser
I joined Aitana Financial Services as a Mortgage & Protection adviser after previously being in the industry since 2020. I have a strong passion for property and love to help people on their journey to home ownership. I specialise in Buy to Let Mortgages and helping landlords reach their investment goals, having a firm interest in this area of the market has helped me in managing my own portfolio of Buy to Let properties since 2010.
I’m based on the south coast in Hove, although I tend to operate all across the UK. When I’m not working I’ll most likely be travelling or on the Golf course.
Tel. 07597 546609
Email. stuart.howieson@aitana.co.uk
Annie Hudson
CeMAP
Financial Adviser
My whole working life has been in financial services, spending 32 years in the banking industry with TSB and Lloyds. I took my CeMap qualifications in 2015 before leaving banking in 2018 to pursue my passion for mortgages, joining a local broker firm. I have also worked as a mortgage adviser within an estate agents so I understand the property market from both sides.
I live in East Yorkshire with my partner Paul, and we have 2 grandchildren to keep us on our toes! I also love travelling and planning my next holiday.
Tel. 07718 152718
Email. annie.hudson@aitana.co.uk
Matt Edwards CeMAP CeRER
Financial Adviser
I understand that we live in a complex financial world.
Taking out a mortgage is, for most people, the largest and most complex financial commitment they will make in their lives.
I am keen to share my 37 years mortgage and protection experience with you, either face to face, remotely via Teams or even on the golf course.
My Services
Mortgages :- Whether you are looking to buy your first home, move to a new home, find a new deal on your current property, build a buy to let portfolio or discuss additional borrowing needs, I am here to help.
Protection:- Everyone’s financial situations are unique. I will work with you to understand your situation and help you create solutions to match your needs, be it income, family, mortgage or household protection. I can access high quality products from a range of providers.
Being part of one of the largest mortgage and protection networks in the UK I am not tied to one lender but have access to a wide panel of lenders including some deals you will not find on the High Street.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Tel. 07770 643788
Email. matt.edwards@aitana.co.uk
Millie
Goodwin
Administrator
Millie recently started with Aitana after completing A Levels in Maths, Economics and Product Design in the summer of 2024. In her spare time, Millie enjoys visiting new places with friends and family as well as reading and spending time with her cat Molly
Tel. 01795 435094
Email. Millie.goodwin@aitana.co.uk
Jasmin Williams
Administrator
Jasmin recently finished her A Levels in the summer of 2024 and joined Aitana as an Administrator.
She lives in Faversham with her two cats, Lottie and Tilly and her dog, Rubin. In her spare time Jasmin enjoys cooking, reading, and spending time with the horses.
Tel. 01795 435094
Email. Jasmin.williams@aitana.co.uk
